Transaction Monitoring
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Suspicious pattern detected — structuring activity flagged for review.
Alert generated on 02/20/2026, 03:14:07 EST. Requires analyst review.
Account holder Marcus Webb (ACC-88291) executed 7 cash deposits totaling $48,200 across 4 branches within a 72-hour window. Each deposit was deliberately kept below the $10,000 CTR threshold (range: $5,800–$8,400). Pattern matches known structuring typology. Historical baseline for this account: 1.2 transactions/week with an average of $2,100. Velocity and amount deviation exceed 4σ. Recommended for SAR filing.
Flagged Transactions
Behavioral Analysis
Agent Findings
Account Summary
Variance Case Summary
Why:
- 7 cash deposits totaling $48,200 deliberately kept below the $10,000 CTR threshold.
- Transaction velocity 5.8× above account baseline with 4.2σ deviation in amount.
- Multi‑branch deposit pattern across 4 locations consistent with known structuring typology.
Key facts:
- Risk score 0.91 / 1.00 (High) — ML structuring probability 98.2%.
- No prior alerts on file; no sanctions or PEP matches for account holder.
- SAR filing recommended within 30 days. Evidence package includes 7 transaction records, behavioral analysis, and 3 rule matches.
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Data encrypted at rest (AES-256) and in transit (TLS 1.3). Regular third-party penetration testing.
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