Customer Due Diligence

    Surface real risk, not noise. AI agents that screen, gather evidence, and prepare analyst-ready briefs for CDD and EDD reviews.

    Adverse media screeningPEP & sanctions checksPublic records & registriesOngoing monitoring
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    Every case, the same rigor

    Agents check every source, every time. Adverse media, PEP lists, sanctions, regulatory filings. No case gets a shortcut and no signal gets missed.

    Adverse media

    Real-time news & archive search

    PEP screening

    Global politically exposed persons lists

    Sanctions & watchlists

    OFAC, EU, UN, and 200+ lists

    Public records & registries

    Corporate filings, court records, and ownership data

    Regulatory actions

    Enforcement, fines & debarments

    Every source, every signal

    Agents search adverse media archives, PEP databases, sanctions lists, regulatory filings, and open-source intelligence in parallel. Results are cross-referenced, cited to primary sources, and ranked by relevance.

    Variance

    Adverse media hit detected — escalation recommended.

    CDD screening completed on 01/15/2026, 09:41:22 EST.

    Escalate to EDD
    Entity #MC-20260115Risk Score: High
    3 adverse media hitsNo PEP matchNo sanctions match

    Subject Marcus Chen, Director of Apex Holdings Ltd., flagged during CDD screening. Three adverse media hits identified across credible financial news sources linking the subject to money laundering, insider trading, and suspicious activity reports. No PEP or sanctions matches found. Recommendation: escalate to L2 for enhanced due diligence review.

    Subject Profile

    Marcus ChenHigh Risk
    Role
    Director, Apex Holdings Ltd.
    PEP Status
    No match
    Sanctions
    No match

    Adverse Media Hits

    Apex Holdings director linked to $12M money laundering probe

    Financial TimesJan 14, 2026
    Money laundering

    SEC investigation into Apex Holdings insider trading allegations

    ReutersNov 3, 2025
    Fraud / insider trading

    Marcus Chen named in FinCEN leak of suspicious activity reports

    ICIJSep 22, 2025
    Regulatory filing

    Variance Case Summary

    Verdict:ESCALATE

    Why:

    • 3 adverse media hits from credible sources (Financial Times, Reuters, ICIJ).
    • Subject linked to ongoing $12M money laundering investigation.
    • Named in FinCEN suspicious activity report leak.

    Key facts:

    • Director of Apex Holdings Ltd — no PEP or sanctions matches.
    • Risk factors concentrated in adverse media; no direct regulatory enforcement yet.
    • Evidence package includes 6 artifacts and 3 source citations.

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    Built for regulated teams

    Every action is logged, every decision is auditable, and your data stays where you need it.

    SOC 2 Type II certified

    Data encrypted at rest (AES-256) and in transit (TLS 1.3). Regular third-party penetration testing.

    Flexible deployment

    Fully managed SaaS, private VPC peering, or on-premise air-gapped deployment for the most sensitive environments.

    Every action, fully auditable

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    Know Your Customer

    Run identity verification and anti-money laundering checks with agents that follow your exact compliance playbook.

    Identity confirmed with high confidenceApprove
    Documents authenticated — no tampering detected
    All AML screenings cleared across OFAC, EU, and PEP databases
    Identity verified with 99.2% face match confidence

    Know Your Business

    Verify businesses and trace beneficial ownership structures end to end, across jurisdictions and corporate layers.

    Entity cleared for onboardingApprove
    No sanctions hits, adverse media, or regulatory flags
    UBO ownership chain fully traversed with no opaque or high‑risk intermediaries.
    Corporate structure verified via Companies House

    Transaction Monitoring

    Go beyond transactions. Investigate alerts across relationships, behavioral patterns, and interaction history to produce cited decisions at scale.

    Suspicious pattern detectedEscalate
    7 cash deposits totaling $48,200 kept below $10,000 CTR threshold
    Transaction velocity 5.8× above account baseline with 4.2σ deviation
    Multi‑branch deposit pattern across 4 locations consistent with known structuring typology.